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Tuition & Financial Aid

A Worthy Investment in a Quality Christian Education


At Heritage, your child will discover his or her God-given potential, make lifelong friends, learn to serve, and graduate ready to make a difference in their community and around the world. While this will require the investment of your financial resources, we believe you will see that this is a worthy investment in your child.




In a partnership of school and family, we share the goal of making a Heritage education accessible to your admitted student. Heritage awards more than $2 million each year in needs-based financial aid, which helps offset the annual cost of tuition.

Heritage is committed to accessibility for families at all income levels and invites families to apply for financial aid based on their financial circumstances. If families qualify for financial aid, they receive assistance through tuition reduction.

We offer financial aid based on demonstrated need as determined by our third-party verification service, FACTS. All families are expected to participate financially. We don’t offer merit scholarships or multi-student discounts, but we do recognize that sibling enrollment may increase financial need and this is factored into your aid award.





Heritage offers need-based financial aid through several avenues, all available through the generous contributions of our donors. We also participate in the State of Indiana School Choice Scholarship program which can provide additional funding averaging 40-50% of total tuition. Your financial aid package is determined through a comprehensive evaluation of your financial information, the number of applicants, and available funds. Note that financial aid is only available for prep-k through grade 12.













Our goal is to make the financial aid process as simple as possible. The FACTS aid application will require you to provide complete official tax documents and certain financial details. All information is kept confidential. Your complete and accurate disclosure will help minimize questions and speed the process. Please be prepared to provide information such as:
  • Complete federal income tax returns, W2’s/1099’s for the most recent tax year available
  • Household income representing all parents, including step-parents, and legal guardians living in the student's household
  • Assets such as homes, vehicles, bank accounts, and investment accounts
  • Expenses, loans, debts, or other financial obligations
  • Supplemental tax forms related to profit and loss statements for self-employment or privately held business interests
  • Other special considerations such as extraordinary medical expenses or elder care expenses
  • Use the comments section to provide any additional factors we should consider in our evaluation 




Heritage Christian is committed to helping families afford a biblically based education for their child. Students must be entering Prep-K through 12th grade (3-year-old preschool students are not eligible). Eligibility is based on financial need. The chart below shows the income eligibility guidelines for the K-12 Indiana School Choice Scholarship and SGO Scholarship. Additional eligibility criteria apply.

Household Size Household Income *
1 $107,892
2 $145,928
3 $183,964
4 $222,000
5 $260,036
6 $298,072
7 $336,108
8 $374,144
9 $412,180
10 $450,216

*Heritage financial aid is based on your financial need as demonstrated by your FACTS application. You may be eligible for HCS financial aid even if you do not meet the guidelines above. Your first step is to apply for financial aid through FACTS. We will let you know which funding and additional aid you are eligible to receive. Are you an alumni of HCS? Ask us about the 1st year child of alumni scholarship.







While financial aid serves as an offset to the annual cost of tuition, we believe it is important for you to have an estimate of some of the fees associated with various activities on campus to better prepare for the total cost of a Heritage experience.

Note: Fees are billed when incurred and not included as part of the monthly payment plan for tuition. Fees for bus, food and child care services are billed and paid monthly. Student trips are normally spread into several monthly payments.

(Click the photos below for more information.)






Financial aid can make it possible for students to accomplish great things and grow in their faith from preschool through high school.