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Affording Heritage

A Worthy Investment in a Quality Christian Education


At Heritage, our goal is for your child to discover his or her God-given potential, develop a biblical worldview, make lifelong friends, learn to serve, and graduate ready to make a difference in their community and around the world. While this will require the investment of your financial resources, we believe you will see that this is a worthy investment in your child.





Financial Aid at Heritage

Heritage is committed to helping families at all income levels afford an education here. We awarded over $3 million in need-based aid for the current school year. In addition, every K–12 student in Indiana is now eligible for the Indiana School Choice Scholarship (voucher), helping to offset the cost of tuition.

With the generosity of parents, alumni, and friends, assistance is available through:
  • Heritage Need-Based Aid – Heritage awards financial aid based on demonstrated need as determined by our third-party verification service, Clarity.  This aid is funded in part through donations given through SGO Tax Credit Scholarships.
  • Indiana Choice Scholarship (Voucher) – Vouchers are automatically available to all K-12 students; no Clarity application is required if this is the only aid sought.
  • Indiana CollegeChoice 529 Plan – Families can use their existing 529 plans and also take advantage of the 20% Indiana tax credit to help pay their Heritage tuition. Refer to the Using 529 Funds FAQs for more information about using 529 funds at Heritage.


If finances are a concern, we encourage you to apply. Financial aid has made a Heritage education possible for many families who once thought it was out of reach.

Our Aid Philosophy

  • Heritage awards financial aid based on demonstrated need.
  • All families are expected to contribute financially.
  • We do not offer merit scholarships or multi-student discounts; however, sibling enrollment is considered when calculating need.
  • Alumni families, ask us about the First-Year Child of Alumni Scholarship.



2026-27 Tuition Rates for Preschool & Prep-K

Grade Level 2026-27 Annual Tuition *
Preschool: 2 Half Days $3,377
Preschool: 2 Full Days or 3 Half Days $ 4,972
Preschool: 3 Full Days $ 7,216
Prep-K: 3 Half Days $ 4,972
Prep-K: 3 Full Days or 5 Half Days $ 7,216
Prep-K: 5 Full Days $ 12,012

* Prep-K families may apply for HCS financial aid to help reduce their tuition.



2026-27 Tuition Rates for Grades K-12

Grade Level 2026–27 Annual Tuition Range After Indiana Voucher (Before HCS Aid) **
Kindergarten (Half Day) $ 1,833 – $ 3,068
Kindergarten (Full Day) $ 6,684 – $ 7,919
Grades 1-4 $ 7,916 – $ 9,151
Grades 5 & 6 $ 9,929 – $ 11,164
Grades 7 & 8 $ 10,842 – $ 12,077
Grades 9-12 $ 12,591 – $ 13,826

** Beginning in the 2026-27 school year, all Indiana households qualify for an Indiana School Choice Scholarship (voucher) regardless of income level. The actual voucher amount varies based on the school district where the student resides and can range from approximately $6,100 to $7,330 per student, per year.  Heritage also awards more than $3 million each year in need-based financial aid which serves approximately 66% of our families. 



Heritage Christian School – Tuition Estimator (2026–27)

Heritage Tuition Estimator (2026–27)

Universal Indiana Student Choice Scholarships (vouchers) will take effect beginning with the 2026–27 school year. This is important news for every family. The calculator below provides estimated tuition costs (before any HCS financial aid) by grade level and Indiana School Choice Scholarship (voucher) eligibility. In addition to universal Indiana Choice Scholarships, Heritage awards more than $3 million in additional financial aid each year, benefiting approximately 66% of our families. Final tuition and financial aid amounts are determined through the official enrollment and financial aid process.


Preschool and Prep K students are not eligible for the Indiana Choice Scholarship.

Student Grade Tuition Voucher Family Due before any HCS Financial Aid

Estimated Total Family Tuition Due: $0.00

Estimated Monthly Payment (11 months): $0.00

Heritage Christian School awards more than $3 million annually in financial aid, serving approximately 66% of our families.






Financial Aid Process

The Heritage financial aid program is designed to make an HCS education possible for families who demonstrate need, based both on their financial circumstances and the availability of aid funds.

We partner with a third party processor, Clarity, to confidentially review each family’s financial profile including income, assets, expenses, and debts. Complete and accurate information helps ensure a smooth and timely process.

Step 1: Apply for Financial Aid

Families begin by submitting a separate online financial aid application. If you don’t already have a Clarity account, you’ll be prompted to create one when you begin your application.
  • The financial aid application process for early decision begins on November 1 and ends on December 15. Applications received after that will be considered as funds and seats are available.
  • If parents are separated or divorced, and both parents will contribute to the student’s tuition and fees, Heritage requires that both households complete the aid application process.


Step 2: Provide Tax Documentation

  • Clarity will securely retrieve your federal tax documents directly through its IRS integration once you have completed the one-time IRS identity verification process called Enhanced Tax Verification (ETV). Clarity uses your two-year-old tax information.
  • Additional documentation may be required to verify Social Security income, government assistance, child support, or workers’ compensation, if applicable. HCS may also request additional tax documents from families with a Partnership or S-Corp.


Step 3: Receive Award Notification

  • Families who meet the December 15th deadline will receive award information by February 15th.
  • Families who do not meet the December 15 deadline will receive awards as funds are available.
  • Indiana school choice vouchers will automatically be applied for all K-12 students. There is no need to apply for financial aid, but you will be required to sign documents before the start of the school year.
  • Please note that changes in circumstances, inaccurate income/asset information, delays in responding to additional document requests, State voucher amount changes, and/or HCS budgetary constraints may result in a final award amount that differs from the original award communicated.


Additional Fees

While financial aid serves as an offset to the annual cost of tuition, we believe it is important for you to have an estimate of some of the fees associated with various activities on campus to better prepare for the total cost of a Heritage experience.

Note: Additional fees are billed when incurred and not included as part of the monthly payment plan for tuition. Fees such as bus, child care services, and activity fees are billed and paid monthly. Student trips and college courses are normally spread into several monthly payments. The HCS food services program, provided by the third-party vendor FLIK, is paid for by families as needed directly through mykidsspending.com.

(Click the photos below for more information.)



Tuition Information