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Affording Heritage

A Worthy Investment in a Quality Christian Education


At Heritage, our goal is for your child to discover his or her God-given potential, develop a biblical worldview, make lifelong friends, learn to serve, and graduate ready to make a difference in their community and around the world. While this will require the investment of your financial resources, we believe you will see that this is a worthy investment in your child.





Financial Aid at Heritage

Heritage is committed to helping families at all income levels afford an education here. We awarded over $3 million in need-based aid for the current school year. In addition, every K–12 student in Indiana is now eligible for the Indiana School Choice Scholarship (voucher), helping to offset the cost of tuition.

With the generosity of parents, alumni, and friends, assistance is available through:
  • Heritage Need-Based Aid – Heritage awards financial aid based on demonstrated need as determined by our third-party verification service, Clarity.  This aid is funded in part through donations given through SGO Tax Credit Scholarships.
  • Indiana Choice Scholarship (Voucher) – Vouchers are automatically available to all K-12 students; no Clarity application is required if this is the only aid sought.
  • Indiana CollegeChoice 529 Plan – Families can use their existing 529 plans and also take advantage of the 20% Indiana tax credit to help pay their Heritage tuition. Refer to the Using 529 Funds FAQs for more information about using 529 funds at Heritage.


If finances are a concern, we encourage you to apply. Financial aid has made a Heritage education possible for many families who once thought it was out of reach.

Our Aid Philosophy

  • Heritage awards financial aid based on demonstrated need.
  • All families are expected to contribute financially.
  • We do not offer merit scholarships or multi-student discounts; however, sibling enrollment is considered when calculating need.
  • Alumni families, ask us about the First-Year Child of Alumni Scholarship.








Financial Aid Process

The Heritage financial aid program is designed to make an HCS education possible for families who demonstrate need, based both on their financial circumstances and the availability of aid funds.

We partner with a third party processor, Clarity, to confidentially review each family’s financial profile including income, assets, expenses, and debts. Complete and accurate information helps ensure a smooth and timely process.

Step 1: Apply for Financial Aid

Families begin by submitting a separate online financial aid application. If you don’t already have a Clarity account, you’ll be prompted to create one when you begin your application.
  • The financial aid application process begins on November 1 and ends on December 15.
  • If parents are separated or divorced, and both parents will contribute to the student’s tuition and fees, Heritage requires that both households complete the aid application process.


Step 2: Provide Tax Documentation

  • Clarity will securely retrieve your federal tax documents directly through its IRS integration once you have completed the one-time IRS identity verification process called Enhanced Tax Verification (ETV). Clarity uses your two-year-old tax information.
  • Additional documentation may be required to verify Social Security income, government assistance, child support, or workers’ compensation, if applicable. HCS may also request additional tax documents from families with a Partnership or S-Corp.


Step 3: Receive Award Notification

  • Families who meet the December 15th deadline will receive award information by February 15th.
  • Families who do not meet the December 15 deadline will receive awards as funds are available.
  • Indiana school choice vouchers will automatically be applied for all K-12 students. There is no need to apply for financial aid, but you will be required to sign documents before the start of the school year.
  • Please note that changes in circumstances, inaccurate income/asset information, delays in responding to additional document requests, State voucher amount changes, and/or HCS budgetary constraints may result in a final award amount that differs from the original award communicated.


Additional Fees

While financial aid serves as an offset to the annual cost of tuition, we believe it is important for you to have an estimate of some of the fees associated with various activities on campus to better prepare for the total cost of a Heritage experience.

Note: Additional fees are billed when incurred and not included as part of the monthly payment plan for tuition. Fees such as bus, child care services, and activity fees are billed and paid monthly. Student trips and college courses are normally spread into several monthly payments. The HCS food services program, provided by the third-party vendor FLIK, is paid for by families as needed directly through mykidsspending.com.

(Click the photos below for more information.)